Savvy Ohio drivers are inevitably on the lookout to find cheap car insurance in Columbus, OH. Fortunately, drivers can visit OhioCarInsuranceQuotes.Net to find the best rates possible on automobile insurance in Columbus. We have both the knowledge and the experience to help drivers save big on their insurance premiums. The process of getting a quote via this site is straightforward and simple. Just click “go” when you see the quote box at the end of this page.
Average Columbus Car Insurance Quotes — Pocket Big Savings
The average price that drivers pay for automobile insurance in Columbus can be as much as $1,307 annually for the typical driver. Although this is around 7% less than the average rate in the state of Ohio at large, it is around ½ a percent higher than the average price for Delaware County.
Insurance Factors — are you paying too much for auto insurance in Columbus, OH?
When the rate that you will pay for Columbus, OH automotive insurance is determined by your insurance provider, a number of factors are taken into consideration. Everything from your credit score and driving history to your age and the color of car you drive can play a role in how much your premium will be. Other factors that are considered include:
- Location — Even though it does not seem fair, those drivers who reside in large metropolitan areas tend to pay a higher rate for their motor vehicle insurance than those in less populated areas. In the insurance company’s way of thinking, more drivers on the road can translate to an increased chance for an accident to occur. There are 787,033 people living in Columbus, with roughly 3,743 people per square mile.
- Driving To Work — The greater the likelihood that you will be on the road during peak hours, the more you will pay for your motor vehicle insurance. If you are on the road daily during rush hour, you can expect a rate hike over those drivers who are not on the roadway during peak traffic hours. In fact, those who avoid driving during these times may even qualify for a discount. In Columbus, the average commute lasts between 20-25 minutes, and there were 66 fatal accidents per 100,000 people in 2009.
- Auto Thefts — Some drivers are at an enhanced risk to fall victim to auto theft than other drivers. As a general rule, bigger cities have a higher rate of auto theft than smaller cities. Particular models of cars and trucks are regularly targeted by thieves, so driving a vehicle that is on the thief’s wish list may mean paying more for automobile insurance. In Columbus, there were 536 cars stolen in 2010. Drivers in Columbus may qualify for a discount if they install a theft-deterrent device.
- Education — Your level of education is closely related to how much you will pay for automobile insurance. Most insurers reward education with a discount. In Columbus, 19.9% of residents have a bachelor’s degree, which is higher than the state average. Around 27.3% of Columbus residents have a high school diploma or GED equivalent, which is a little bit lower than the state as a whole.
Getting the best deal on automotive insurance is not a huge challenge if you have the right tools for the job. Compare rates from top companies on websites such as OhioCarInsuranceQuotes.Net to quickly and easily find the policy that you need to protect your auto and yourself on the road without breaking your budget. A few details entered into the site’s quote widget will ensure fast delivery of your free automotive insurance quotes now.Ohio State Facts
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